The international mission of Brigham Young University–Hawaii is to educate young men and women and help them return to their home country/region, prepared to provide leadership in the Church, in civic and social affiliations, and within their families. Therefore, as a participant in the International Work Opportunity Return-ability Kuleana (IWORK) program, students promise that upon completion of their educational experience, the student will return to their home country/region.
Requirements for IWORK Loan Deferment
- Each year, former students on IWORK can defer (put loan payments on hold for a temporary period of time) their IWORK loan as long as they are attending full-time at an approved graduate school, going on a mission, or other reasons. You must submit documentation in order to defer your IWORK loan.
- The deferment must be approved through the IWORK Exceptions Committee.
Students on IWORK MUST return to their home country/region in order for their IWORK loan to be forgiven. If they do not plan to return, they will repay their loan according to the repayment terms and conditions stated on the IWORK Master Promissory Note.